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Gold Loan Calculator
Estimate eligible loan amount, monthly interest, and repayments against your gold.
Adjust Parameters
g
22
₹/g
%
%
M
Results
Total Gold Value₹3,29,760
Eligible Loan Amount₹2,47,320
Total Interest Payable₹23,495
Total Repayment Amount₹2,70,815
Payment Amortization Schedule
Repayment breakdown showing interest, principal, and remaining balance. Click on any year row to view its monthly breakdown.
Choose Loan Start Date:
| Period | Principal Paid | Interest Paid | Total Repayment | Remaining Balance |
|---|---|---|---|---|
| ▶2026 | ₹0 | ₹13,706 | ₹13,706 | ₹2,47,320 |
| ▶2027 | ₹2,47,320 | ₹9,790 | ₹2,57,110 | ₹0 |
Understand Gold Loan Calculator
Determine the loan amount you can get by pledging your gold jewelry as collateral. Estimate your monthly interest obligations and final closure sums.
Frequently Asked Questions
What is a gold loan?
A gold loan is a secured loan where gold ornaments or coins are pledged as collateral in exchange for loan funds.
How is gold loan interest calculated?
It is typically computed as Simple Interest on the outstanding principal based on the tenure and agreed rate.